Alright folks I’m gonna school u on suspicious calls
Context: I’m a phone operator I deal with stuff all the time
So you get a call or a message. They’re telling you that you’re in big big trouble and you need to give them information right now.
While I’m pretty sure most of you on the site are savvy enough to understand that someone demanding your credit card over the phone is transparently a scam, I’m here to help you see additional signs that might help calm your nerves.
(Note- these are about Canada and the US since those are the countries I do work with, and this is only what I know from my work experience. Please do research these things, it’ll save you a ton of grief!)
- First off, typically financial institutions like the IRS and Canada Revenue will NEVER phone you unless they’ve sent mail first. Telephoning is what these institutions do as a secondary measure if you haven’t done what mail requested or called them back, in case you didn’t get the mail. In all other circumstances they will not contact you over phone.
- On that note, this extends to other government agencies like public health departments (Health Canada especially)
- You are not getting arrested for “several crimes you are tied to”. The police won’t call to say you’re under arrest and to give them all your info. Now I can’t say this with a ton of authority because I do know it varies regionally, but there are places where police are required to tell you why you’re being arrested. Do your research. Know your rights.
- You didn’t win anything, and you don’t have to give them your credit card info before they send you a million dollars. Sorry about that.
- If you’re required to give credit card information, if it’s legit there is ALWAYS an alternative to over-the-phone.
The phone number for Canada Revenue is +1 800-267-6999. The number for the IRS is 1-800-829-1040. Government agencies are ALWAYS toll free (at least in Canada), if you receive “government” calls from an unknown area code it is definitely a scam. Know your provincial/state area codes.
If you did end up giving your info to someone you think is a scam, these are the numbers to call:
1-800-829-1040 (IRS)
1-888-495-8501 (Canadian Anti-Fraud Centre)
If you’re receiving multiple scam calls, call your service provider and they will assist in blocking the numbers. A lot of numbers people will call you from are numbers that are out of service (there are programs to hide the number they are actually calling from) so calling them back or trying to track them on your own won’t accomplish much.
Lastly, this was posted by the IRS in regard to scam calls and is some nifty info for Americans https://www.irs.gov/newsroom/scam-phone-calls-continue-irs-identifies-five-easy-ways-to-spot-suspicious-calls
All in all just know that the government will mail first and no one will straight up ask for your credit card number. Hope this helps!
@allthecanadianpolitics I’ve noticed there’s been a lot of talk abt scam calls lately, mind boosting this?
Tag: scam
Phone scammers…
Ya boi just took some asshole for a ride. Some schmuck called me from a (spoofed) DC number with some cockamamie story about how he’s with the Federal Government and they’ve randomly selected me to receive a $7000 grant, oh and I’ll have to go pick it up at any of several chain grocery stores. Keeps using these “check-in” phrases that are meant to prompt you to say yes.
But see, joke’s on him: I’ve heard of this scam, and I don’t talk like most people. When I answer the phone and someone asks for me by name, I say “Speaking,” not “Yes.” So every single time this assclown tried to get me to say “Yes” I’d say something like “Understood” or “Go on.”
You see, the scam is, they trick you into saying “Yes,” and bonus if they can get you to repeat numbers (esp. 0-9) and/or “I agree.” What these low-lives do is record your voice and then use the sound bytes to make fraudulent charges in your name.
So fuck this guy right off the bat.
The more I dicked him around, the more frequently he started trying to goad me into saying the y-word. The funniest part came when he was going to “give me a confirmation number.”
Him: The confirmation is seven, one, three…
And he just STOPS. The “three” was pitched up to indicate there’d be more. I wait. He waits. I say, “Go on.”
And this bitch goes, “Yes, the confirmation number is seven, one, three…”
And he STOPS AGAIN. I wait. He waits. I say, “Go on,” again.
And he STARTS! OVER! AGAIN! He did this TWO MORE TIMES before giving me the “full confirmation number” and a “number to call,” which together JUST HAPPEN to include all ten digits, 0 through 9.
This entire time I haven’t said a single word that could be construed as agreement. So he asks me to repeat the numbers back to him. I decide I’ve had enough at that point. I tell him to get a better job, hang up, and block the number.
Another “DC” number immediately calls me. I reject & block it.
And then I filed a report with the Federal Trade Commission. :3
BE WARY. Get yourself on the National Do Not Call Registry. If a number you don’t recognize calls you, DON’T REPLY “YES” OR ANY OTHER GENERIC AFFIRMATIVE TO ANYTHING THEY SAY OR ASK.
The original scam is a robocall that starts off with “Can you hear me?” The most correct response is to hang up and report it to the FTC. The second best is “I can hear you,” if you’re not sure or if you forget. But get into the habit of using responses other than “Yes” on the phone. These fuckers are everywhere.
It gets worse, OP. Your voice can be spliced to sound like you agreed to something. You may have given them enough to do that with. Like those Microsoft Windows people that call and want your ‘important numbers off your computer’ I talked to them for far too long and only found out after the fact that they could make fraudulent charges just by splicing some of your words together. They were after something different, but it amounts to the same thing in the end. Also there’s the common ‘press 1′ people as well. It’s best to just hang up. The Attorney General says to get an answering machine and they can’t really do anything about them because they’re constantly spoofing numbers. Neither can the phone company, and they Charge You Money for reporting them!
Oof. Reblogging for additional warnings. I’ve already made my report to the FTC, so I’ll just be keeping a close eye on my finances for a while. (Like I’m not already given my situation.)
I just don’t answer the phone ever